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We want advice to be accessible and affordable, as fiduciaries, fee transparency is one of our top priorities.

Investors need to know not only what fees they are paying, but also what benefits they receive from paying those fees. Our team offers complementary first meetings to learn more about your situation and determine if we are a good fit to work together. As fiduciaries, we work for you and your best interest. We do not put a limit on the number of service meetings you can receive. As life changes occur and different financial decisions arise, we are here to help you navigate your different options. We will provide recommendations for your situation and review the associated fee structures. This allows you to make informed decisions that best fit your comfort level.

Our services are designed to provide you with the knowledge, guidance, and strategies necessary to navigate the complexities of personal finance.

It is important that our fee structures are simple, transparent and that clients always understand the cost of services. We offer two different service models, transactional and financial planning. One service model is not better than the other, we provide options so you can decide what fits your investing style. We recognize that some clients are not looking for comprehensive planning. Our transactional model allows for ala-cart services where our financial planning model provides all-inclusive services. Our fees are very competitive, and it is our goal that every client feels that they are getting an exceptional value from the services provided.

HOW WE GET PAID

Transactional:

Commission-based: Our team can receive a commission from selling products such as mutual funds or life insurance. This fee is taken from the investment account or paid by the product sponsor.

Fee-based: Our team can also offer advisory accounts. This fee is based on the size of the account and deducted quarterly from the account value.

Annual account management fee:

First 250k – 1%
250k – 1MM - 1%
1MM - 5MM - .75%
5MM+ - .5%

Financial Planning:

Fee-only: Our team can offer fee-only advice and charge hourly fees, annual fees, or fees based on assets under management (AUM).